Pleased to hear that no one was injured in the crash, proving who's at fault in a roundabout is a tricky one but since they brought in the new ruling about giving way to your right, then if the taxi was on your right and the damage is to the drivers side of your car then I'd say that you will most likely be seen as being at fault regardless, but at the same time you should NEVER admit fault in any accident, that's the way the insurance system works and if you look through the fine print on your insurance policy it will advise you of that somewhere there in writing. As far as the stereo and other accessories that are fitted to any vehicle are concerned, from my own experience in the past AFAIK unless you tell the insurance company and have these extra things added to your policy and the agreed value is adjusted to compensate their value, then I'm sorry to say that they are history once the vehicle has been assessed. There are a couple of lessons to heed here, NEVER admit fault at the scene of an accident, and ALWAYS make sure your insurance policy covers all your added extras (including engine modifications if they are allowed under the policy) Do your homework first
