It is interesting being we've brought up the '07 GFC for the climb UP in everything since then has been alot steeper than pre GFC.
Have a good geeze through some of the graphs below
https://australiandebtclock.com.au/
Despite that who's confident ?
I thought just the same post GFC, if we can say we're in a bubble since then its been a huge ride, who knows when its going to stop/pop but sitting on the fence wondering what if or when ? hey thats the gamble just don't over extend yourself - hopefully you keep healthy or avoid any other hiccup you'll work around the down slide whenever it occurs I guess.