I've been off the smokes for over 4 years now.
I'm not sure how the average wage earner can afford to smoke these days?
I was smoking a carton of 200 a week.
At today's prices, that's anywhere from $250 - $350 a week, or $13,000 a year, (unless you are buying under the counter Chop-chop).
That's mortgage money.
I've probably saved close to $40- $50K in the last 4 years.