Tell us about your insurance.

[DEVL-XR]

Originally Posted by KILRXY

20
p plater
racv full comp
all mods listed
eb2 xr6 has wheels lowered full exhaust extractors stereo
agreed value $8000
prem $1300
excess $900

Hey thats not too bad. Same car as mine and your 6 months older than me. I might get a quote from RACV for interests sake.
Are you allowed unlimited mods without paying more but as long as you tell them about them?

[DBourne]

age:20
licence:full
car: 97 EL xr6
insurer: AAMI
type: 3rd party, fire and theft
payment: $57/month

[KILRXY]

i just told them all my mods the only way i got agreed value is because the car only has 180,000 on it where as their expectency for something that old is 300,000

[MiCk_Xr6_EFII]

I cant mention what my insurance is cause its all done in dads name but i know i got quoted for my EF XR6 by AAMI 6000$ a year, reason why? i was asked if i had any crashes, loss of licence blah blah, i had lost my licence and that boosted the in thing by 4500$ with the current insurance its under 750$ fully comp, if proven i crashed the car if i ever, will cost 900$ excess compared to every other which is 1200$ average. Alot of technicallities thats why i cant mention, but i hold a card with everything i have to say if god forbid the day happens lol : hehe only prob now is have to pay full price for rego, i cant use my health care card HAHA

[BRADMAN]

well guess what arrived in mail today

insurrance renewel.

and boy am i unhappy. why?
because they have changed their rules yet again. no choice given to the consumer.
agreed value $2200...how about get %$#@ed.
how do they expect you to buy a equal quality (straight/clean) lowish km EA s pac with same quality replaced parts (alternator/aircon so on) for that price.
not to mention none of the decent mods are covered (bar floor mats and a couple of other things adding to the grand total of $250 woopy tee do)

their fine print info pack leaves me with even more unanswered questions that need answers in writing (which i will start tomorrow)

i go to the trouble to protect my ride (imobiliser / gsm tracking / kill switch / lock nuts on wheels (debatable i know)) and they cover jack didly.
everyones input has been a great read....esp when now im thinking of changing.

brad

[89 S-PACK]

Originally Posted by 89 S-PACK

23 well 24 in december
full licence
no rating (only had insurance for 2 years), no prangs. drove for 5 without any
own the car outright
its a 89 spack, series 1(theres a difference between the 88-89 to the 90-91 s packs, mainly cosmetic and interior wise)
5 speed manual

17 a month - 3rd party fire\theft. havent gotten around to upgrading to comprehensive yet, thats 28 a month
with cgu
have all mods listed apart fom the thermo fans.
lpg kit listed
alloys listed (soon to be 17s i hope!)
lowering listed. well on their books it was lowered from the factory being a s. i just dropped it some more

and lastly i live in rual vic

forgot to add the damn exess
$300 if i have to claim
but if i have anyone under 18 driving im stuffed. 750 just on the age exess. so i dont let anyone under 21 drive mine, due to the fact i cant afford to let them if they hit another car

[Citizen]

18 yr old male, '88 EA ghia, few engine mods, $30 a month with RACV for basic third party. And it includes free roadside assist. The excess is $900.

[revcore]

Age: 31
1994 ED Classic
RACV
3rd party, Fire & theft
$175 per year
$400 excess
Current mods: CD player, XH snorkel, EA lower airbox and flexi-hose, K&N panel filter, Clear indicators, AU3 clear side repeaters. More mods to come.....Kept it rather tame at the moment. With more mods My yearly insurance cost will increase.

[naughtyfalcon]

90 ea ghia
cgu via anz
i pay 52 dollars a month which includes the contents of the house
insured for 4300
full comp

[Miller]

Originally Posted by revcore

Age: 31
$175 per year
$400 excess

Can't wait till I'm 31 lol

[revcore]

Being 30 or over with a rating 1 definately has it's benefits with car insurance.