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26-11-2010, 08:04 AM
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LPS
Join Date: Mar 2005
Location: Geelong
Posts: 1,601
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Tomorrow I am going to look at 3 utes for the potential next car. My only issue is if I end up buying one of them tomorrow, I want to be insured for the drive home.
Does anyone know of any type of insurance that would cover me for the day, just until I got home and then organised proper insurance which is vehicle specific? All three cars are different makes and models. Cheers Bob |
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26-11-2010, 08:25 AM
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FF.Com.Au Hardcore
Join Date: Jan 2005
Posts: 632
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Just ring your insurer, ie GIO, NRMA once you have purchased the car, over the phone they will insure you on the spot, ie: a cover note, about 3 weeks later you will be required to make your first monthly payment or pay the annual premium.
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26-11-2010, 10:00 AM
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...
Join Date: Dec 2006
Posts: 1,046
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^^^^ What he said, a cover note.
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26-11-2010, 04:21 PM
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FF.Com.Au Hardcore
Join Date: May 2010
Posts: 3,334
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You are not going to be able to anything until you know exactly what car you bought.
Once you have bought the car, ring a insurance company and start up a policy. The first 14 to 21 days of the insurance is a covernote. Insurance in Australia covers the actual car. So you will have to be specific on the policy before the car is insured, or even getting a cover note. Just remember to buy the correct policy that is suited to you, as if you have an accident under a cover note. you will have to pay the for the policy before the claim would be accepted. |
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26-11-2010, 04:23 PM
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FF.Com.Au Hardcore
Join Date: Dec 2004
Posts: 22,875
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As above.. ring insurer and they will put a cover note on it for 7 days usually... But you can only do this once you have bought the car..
Good luck. Please make sure you do a Revs check on the vehicles before you pay for them too if they are private sale.
__________________
2022 RAM Laramie 5.7 V8 Here & awesome! 2023.50 Ranger Wildtrak 3.0 Premium Pack, 20 inch wheels. 2024 Everest Sport 3.0 V6 Touring Pack |
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26-11-2010, 04:26 PM
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Long live the Falcon GT
Join Date: Feb 2008
Location: Victoria
Posts: 1,630
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Quote:
If you're gonna drop a heap of cash on someone.... make 100% sure they own the car and there is no finance... Otherwise - the next knock at your door might be the repo man... and he's not gonna swap you your bag of cash for the car...
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26-11-2010, 05:01 PM
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Making superman jealous
Join Date: Feb 2010
Location: Bondi
Posts: 1,323
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Heed all the above find your car leave a deposit revs check it and get a cover note confirm the vin marches the rego and see the licence of the owner and pay by bank cheque
__________________
If life deals you lemons dont complain just get on with it and make lemonade  2006 SY Territory Ghia AWD in ego with roof mount DVD, tints, 7 seats, iPod input 2005 Crewman Cross 8 with 350 cubic inches, AWD, black on black rims on black leather, tints and polished racks NEW TOY Bayliner 185, inboard 3L 4 cylinder pushing us along at 50MPH whenever i get a chance  I love Aussie cars and are gonna really miss them soon....... |
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26-11-2010, 05:36 PM
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#8 | ||||
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BOSS Pilot
Join Date: Sep 2005
Location: on the loud pedal! Brisbane
Posts: 6,020
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Quote:
__________________
Black BAII XR8 Ute Blue SY Territory Ghia Quote:
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27-11-2010, 07:55 PM
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LPS
Join Date: Mar 2005
Location: Geelong
Posts: 1,601
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Thanks for the advice - I didn't realise my insurance company was available 24 hours on call so that works out well.
I ended up coming home car-less. It seems some peoples view of immaculate is different to mine. One dealership I went to, the ashtray was still full of smoke butts! Another car was in too good of a condition. The front bar was even spotless, but the radiator and support member was covered in stone chips. Not bad for a car with "original paint". If anyone knows of any AU utes for sale with a reasonable amount of km for around the $7000 mark let me know. |
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