Re: Insurance thread
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My AU2 Ghia is with SGIO 3rd party for $200 a year, but this also includes up to $5,000 damage to my vehicle if the other driver is at fault and uninsured.
Like fordomatic says above, I figure this is the most logical choice for any of my cars worth >$5,000. At the end of the day, although my AU Ghia is a nice car, I would be struggling to sell it for $2,500 on a good day.
If I cause repairable damage to my car, I will bear the cost. If I write it off, I know I should be able to get $2,500 back from parts (give or take).
Obviously if someone else hits my car and IS insured, their insurance sorts it out anyway so I think that effectively covers me well.
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